If the mortgage is not paid, the creditor can take your house. If you have other types of debt, your home is usually safe.
If you own a home and stop paying your mortgage, the creditor can file a foreclosure action and force a sale of your home. You agreed to this when you took out the loan. Your home provides security to the lender that you would pay back the debt.
If you owe money for most other debts like credit cards and medical bills, you (usually) did not sign a security agreement. So, the creditors cannot seize your home to pay the debt. But, if you want to sell your home and creditors have filed judgments for unpaid debts, you may need to pay those debts before the sale.
Free Help with Landlord-Tenant Issues
Are you a Hillsborough County renter having housing problems? Help is available!
The Hillsborough County Housing Stability Program provides Hillsborough tenants the knowledge, resources, and services to effectively, efficiently, and amicably solve their disputes with their landlords outside the court system.
The Legal Information Center is a free program to provide information to people who are representing themselves in Family Law cases in Hillsborough County. Get the information you need to make an informed decision about your case.
Upcoming Legal Clinics
Typically, available Wednesday and Friday.
10:00 am - 02:00 pm
The Family Forms Clinic is a free program to provide forms assistance to people representing themselves in family law cases in Hillsborough County.
Typically, daily hours Monday-Friday, 8:30 a.m.-5 p.m.
Location
Virtual,
Hillsborough,
Pasco,
Pinellas,
Manatee,
Sarasota
We provide free help to low income individuals who have a tax issue with the IRS.
ONLINE: Typically Monday-Friday. IN-PERSON: See schedule above.
Location
Hillsborough
The Legal Information Center is a free program to provide information to people who are representing themselves in Family Law cases in Hillsborough County.
Apply for Services
If you live or have a case in Hillsborough, Pasco, Pinellas, Manatee, or Sarasota counties, we may be able to help.
Call (800) 625-2257 to apply for service.
Florida Senior Legal Helpline: (888) 895-7873
Florida Veterans Legal Helpline: (866) 486-6161
TTY: (800) 955-8771