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Lazy Portfolio ETF
Lazy permanent portfolios built with ETFs
Last Update: 31 March 2024
The Bill Bernstein Sheltered Sam 90/10 Portfolio obtained a 8.92% compound annual return, with a 13.71% standard deviation, in the last 30 Years.
The Warren Buffett Portfolio obtained a 10.09% compound annual return, with a 13.63% standard deviation, in the last 30 Years.
Summary
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| Bill Bernstein Sheltered Sam 90/10 Portfolio | Warren Buffett Portfolio | ||
|---|---|---|---|
| Portfolio Risk | Very High | Very High | |
| Asset Allocation | Stocks | 87.3% | 90% |
| Fixed Income | 10% | 10% | |
| Commodities | 2.7% | 0% | |
| 30 Years Stats | Return | +8.92% | +10.09% |
| Std Dev | 13.71% | 13.63% | |
| Max Drawdown | -50.12% | -45.52% | |
| All time Stats (Since Jan 1985) | Return | +10.57% | +11.02% |
| Std Dev | 13.57% | 13.80% | |
| Max Drawdown | -50.12% | -45.52% | |
| Last Update: 31 March 2024 | |||
Historical Returns as of Mar 31, 2024
Comparison period starts from January 1985
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| 1M | 6M | 1Y | 5Y | 10Y | 30Y | MAX | |
|---|---|---|---|---|---|---|---|
| Bill Bernstein Sheltered Sam 90/10 Portfolio | +3.33 | +16.47 | +16.07 | +8.90 | +7.90 | +8.92 | +10.57 |
| Warren Buffett Portfolio | +2.41 | +21.03 | +27.09 | +13.53 | +11.64 | +10.09 | +11.02 |
| Return over 1 year are annualized. |
Capital Growth as of Mar 31, 2024
Bill Bernstein Sheltered Sam 90/10 Portfolio: an investment of 1$, since April 1994, now would be worth 12.98$, with a total return of 1198.28% (8.92% annualized).
Warren Buffett Portfolio: an investment of 1$, since April 1994, now would be worth 17.89$, with a total return of 1688.79% (10.09% annualized).
Bill Bernstein Sheltered Sam 90/10 Portfolio: an investment of 1$, since January 1985, now would be worth 51.69$, with a total return of 5069.02% (10.57% annualized).
Warren Buffett Portfolio: an investment of 1$, since January 1985, now would be worth 60.46$, with a total return of 5945.65% (11.02% annualized).
Drawdowns
Drawdown comparison chart since April 1994.
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Bill Bernstein Sheltered Sam 90/10 Portfolio | Warren Buffett Portfolio | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index | Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index |
| -50.12% | Nov 2007 | Feb 2009 (16) | Apr 2011 (42) | 23.90 | |||||
| -45.52% | Nov 2007 | Feb 2009 (16) | Apr 2011 (42) | 22.14 | |||||
| -39.67% | Sep 2000 | Sep 2002 (25) | Sep 2006 (73) | 20.20 | |||||
| -23.08% | Jan 2022 | Sep 2022 (9) | Dec 2023 (24) | 12.17 | |||||
| -22.65% | Jan 2020 | Mar 2020 (3) | Nov 2020 (11) | 10.44 | |||||
| -21.79% | Feb 2001 | Sep 2002 (20) | Oct 2003 (33) | 11.53 | |||||
| -20.42% | Jan 2022 | Sep 2022 (9) | Dec 2023 (24) | 9.41 | |||||
| -17.83% | May 2011 | Sep 2011 (5) | Mar 2012 (11) | 7.88 | |||||
| -17.68% | May 1998 | Aug 1998 (4) | Apr 1999 (12) | 7.05 | |||||
| -17.49% | Feb 2020 | Mar 2020 (2) | Jul 2020 (6) | 7.96 | |||||
| -15.04% | May 2011 | Sep 2011 (5) | Feb 2012 (10) | 6.55 | |||||
| -13.83% | Jul 1998 | Aug 1998 (2) | Nov 1998 (5) | 6.74 | |||||
| -12.09% | Oct 2018 | Dec 2018 (3) | Apr 2019 (7) | 5.58 | |||||
| -11.79% | Sep 2018 | Dec 2018 (4) | Apr 2019 (8) | 5.17 | |||||
| -9.22% | Jun 2015 | Jan 2016 (8) | Jun 2016 (13) | 5.08 | |||||
| -7.73% | Aug 2015 | Sep 2015 (2) | May 2016 (10) | 4.19 | |||||
| -7.26% | Apr 2012 | May 2012 (2) | Sep 2012 (6) | 3.15 | |||||
| -6.55% | Sep 2000 | Nov 2000 (3) | Jan 2001 (5) | 3.00 | |||||
| -6.10% | Jan 2000 | Feb 2000 (2) | Mar 2000 (3) | 3.81 | |||||
| -6.10% | Apr 2012 | May 2012 (2) | Aug 2012 (5) | 2.85 | |||||
Drawdown comparison chart since January 1985.
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Bill Bernstein Sheltered Sam 90/10 Portfolio | Warren Buffett Portfolio | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index | Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index |
| -50.12% | Nov 2007 | Feb 2009 (16) | Apr 2011 (42) | 23.90 | |||||
| -45.52% | Nov 2007 | Feb 2009 (16) | Apr 2011 (42) | 22.14 | |||||
| -39.67% | Sep 2000 | Sep 2002 (25) | Sep 2006 (73) | 20.20 | |||||
| -27.35% | Sep 1987 | Nov 1987 (3) | May 1989 (21) | 14.38 | |||||
| -23.28% | Sep 1987 | Nov 1987 (3) | Jan 1989 (17) | 11.71 | |||||
| -23.08% | Jan 2022 | Sep 2022 (9) | Dec 2023 (24) | 12.17 | |||||
| -22.65% | Jan 2020 | Mar 2020 (3) | Nov 2020 (11) | 10.44 | |||||
| -21.79% | Feb 2001 | Sep 2002 (20) | Oct 2003 (33) | 11.53 | |||||
| -20.42% | Jan 2022 | Sep 2022 (9) | Dec 2023 (24) | 9.41 | |||||
| -17.83% | May 2011 | Sep 2011 (5) | Mar 2012 (11) | 7.88 | |||||
| -17.68% | May 1998 | Aug 1998 (4) | Apr 1999 (12) | 7.05 | |||||
| -17.49% | Feb 2020 | Mar 2020 (2) | Jul 2020 (6) | 7.96 | |||||
| -15.69% | Jan 1990 | Sep 1990 (9) | Feb 1991 (14) | 8.10 | |||||
| -15.04% | May 2011 | Sep 2011 (5) | Feb 2012 (10) | 6.55 | |||||
| -13.83% | Jul 1998 | Aug 1998 (2) | Nov 1998 (5) | 6.74 | |||||
| -12.77% | Jun 1990 | Oct 1990 (5) | Feb 1991 (9) | 6.99 | |||||
| -12.09% | Oct 2018 | Dec 2018 (3) | Apr 2019 (7) | 5.58 | |||||
| -11.79% | Sep 2018 | Dec 2018 (4) | Apr 2019 (8) | 5.17 | |||||
| -9.22% | Jun 2015 | Jan 2016 (8) | Jun 2016 (13) | 5.08 | |||||
| -7.73% | Aug 2015 | Sep 2015 (2) | May 2016 (10) | 4.19 | |||||
Yearly Returns
For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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| Bill Bernstein Sheltered Sam 90/10 Portfolio | Warren Buffett Portfolio | |||
|---|---|---|---|---|
| Year | Return | Drawdown | Return | Drawdown |
| 2024 | +4.89% | -1.27% | +8.94% | 0.00% |
| 2023 | +14.39% | -9.69% | +24.87% | -7.55% |
| 2022 | -12.09% | -20.42% | -18.29% | -23.08% |
| 2021 | +21.12% | -3.42% | +24.59% | -4.32% |
| 2020 | +7.74% | -22.65% | +19.19% | -17.49% |
| 2019 | +23.13% | -5.49% | +28.46% | -5.73% |
| 2018 | -7.66% | -11.79% | -3.84% | -12.09% |
| 2017 | +16.40% | -0.25% | +19.83% | 0.00% |
| 2016 | +13.70% | -4.40% | +10.69% | -4.87% |
| 2015 | -2.36% | -9.00% | +0.96% | -7.73% |
| 2014 | +8.20% | -3.50% | +12.08% | -2.97% |
| 2013 | +22.71% | -2.88% | +29.44% | -2.62% |
| 2012 | +15.32% | -7.26% | +14.59% | -6.10% |
| 2011 | -1.13% | -17.83% | +1.43% | -15.04% |
| 2010 | +16.61% | -11.68% | +14.55% | -11.71% |
| 2009 | +25.94% | -20.63% | +24.66% | -16.03% |
| 2008 | -32.87% | -36.25% | -32.35% | -33.45% |
| 2007 | +3.28% | -6.37% | +6.30% | -4.37% |
| 2006 | +20.79% | -3.44% | +14.32% | -2.48% |
| 2005 | +10.17% | -3.80% | +5.58% | -3.97% |
| 2004 | +17.49% | -4.53% | +9.73% | -2.96% |
| 2003 | +33.96% | -4.59% | +25.87% | -3.66% |
| 2002 | -10.94% | -19.49% | -19.13% | -24.82% |
| 2001 | -3.78% | -15.07% | -10.04% | -20.31% |
| 2000 | +3.21% | -6.55% | -7.27% | -11.55% |
| 1999 | +15.58% | -3.98% | +19.15% | -5.59% |
| 1998 | +8.73% | -17.68% | +26.49% | -13.83% |
| 1997 | +19.08% | -4.29% | +30.52% | -5.15% |
| 1996 | +17.88% | -4.19% | +21.03% | -3.99% |
| 1995 | +24.96% | -2.05% | +34.91% | -0.25% |
| 1994 | -1.28% | -6.92% | +1.01% | -6.47% |
| 1993 | +24.08% | -2.86% | +9.53% | -2.10% |
| 1992 | +9.51% | -2.08% | +7.36% | -2.36% |
| 1991 | +30.09% | -4.21% | +28.35% | -4.14% |
| 1990 | -9.73% | -15.69% | -2.00% | -12.77% |
| 1989 | +25.02% | -3.04% | +29.38% | -2.30% |
| 1988 | +19.40% | -2.48% | +15.17% | -3.40% |
| 1987 | +3.64% | -23.28% | +4.71% | -27.35% |
| 1986 | +24.84% | -4.63% | +17.29% | -7.59% |
| 1985 | +33.45% | -2.68% | +29.49% | -3.46% |
