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Lazy Portfolio ETF
Lazy permanent portfolios built with ETFs
Last Update: 29 February 2024
The Bill Bernstein Sheltered Sam 70/30 Portfolio obtained a 7.76% compound annual return, with a 10.70% standard deviation, in the last 30 Years.
The Stocks/Bonds 60/40 Portfolio obtained a 8.22% compound annual return, with a 9.62% standard deviation, in the last 30 Years.
Summary
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| Bill Bernstein Sheltered Sam 70/30 Portfolio | Stocks/Bonds 60/40 Portfolio | ||
|---|---|---|---|
| Portfolio Risk | High | High | |
| Asset Allocation | Stocks | 67.9% | 60% |
| Fixed Income | 30% | 40% | |
| Commodities | 2.1% | 0% | |
| 30 Years Stats | Return | +7.76% | +8.22% |
| Std Dev | 10.70% | 9.62% | |
| Max Drawdown | -39.73% | -30.55% | |
| All time Stats (Since Jan 1985) | Return | +9.52% | +9.36% |
| Std Dev | 10.70% | 9.82% | |
| Max Drawdown | -39.73% | -30.55% | |
| Last Update: 29 February 2024 | |||
Historical Returns as of Feb 29, 2024
Comparison period starts from January 1985
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| 1M | 6M | 1Y | 5Y | 10Y | 30Y | MAX | |
|---|---|---|---|---|---|---|---|
| Bill Bernstein Sheltered Sam 70/30 Portfolio | +2.03 | +6.76 | +10.33 | +6.83 | +6.29 | +7.76 | +9.52 |
| Stocks/Bonds 60/40 Portfolio | +2.65 | +9.22 | +18.40 | +8.67 | +7.85 | +8.22 | +9.36 |
| Return over 1 year are annualized. |
Capital Growth as of Feb 29, 2024
Bill Bernstein Sheltered Sam 70/30 Portfolio: an investment of 1$, since March 1994, now would be worth 9.42$, with a total return of 841.67% (7.76% annualized).
Stocks/Bonds 60/40 Portfolio: an investment of 1$, since March 1994, now would be worth 10.68$, with a total return of 968.39% (8.22% annualized).
Bill Bernstein Sheltered Sam 70/30 Portfolio: an investment of 1$, since January 1985, now would be worth 35.21$, with a total return of 3420.72% (9.52% annualized).
Stocks/Bonds 60/40 Portfolio: an investment of 1$, since January 1985, now would be worth 33.28$, with a total return of 3228.44% (9.36% annualized).
Drawdowns
Drawdown comparison chart since March 1994.
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Bill Bernstein Sheltered Sam 70/30 Portfolio | Stocks/Bonds 60/40 Portfolio | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index | Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index |
| -39.73% | Nov 2007 | Feb 2009 (16) | Jan 2011 (39) | 17.81 | |||||
| -30.55% | Nov 2007 | Feb 2009 (16) | Oct 2010 (36) | 13.38 | |||||
| -21.56% | Sep 2000 | Sep 2002 (25) | Jan 2004 (41) | 11.96 | |||||
| -20.69% | Jan 2022 | Sep 2022 (9) | Feb 2024 (26) | 11.44 | |||||
| -17.80% | Jan 2022 | Sep 2022 (9) | Feb 2024 (26) | 8.19 | |||||
| -17.14% | Jan 2020 | Mar 2020 (3) | Nov 2020 (11) | 7.51 | |||||
| -13.73% | Feb 2001 | Sep 2002 (20) | Jul 2003 (30) | 7.20 | |||||
| -13.47% | May 2011 | Sep 2011 (5) | Mar 2012 (11) | 5.71 | |||||
| -13.19% | May 1998 | Aug 1998 (4) | Jan 1999 (9) | 5.63 | |||||
| -12.29% | Feb 2020 | Mar 2020 (2) | Jul 2020 (6) | 5.29 | |||||
| -10.18% | Jul 1998 | Aug 1998 (2) | Nov 1998 (5) | 4.93 | |||||
| -9.24% | Sep 2018 | Dec 2018 (4) | Apr 2019 (8) | 4.03 | |||||
| -9.00% | May 2011 | Sep 2011 (5) | Jan 2012 (9) | 3.76 | |||||
| -8.38% | Sep 2018 | Dec 2018 (4) | Mar 2019 (7) | 3.89 | |||||
| -7.28% | Jun 2015 | Jan 2016 (8) | Jun 2016 (13) | 4.02 | |||||
| -5.42% | Apr 2012 | May 2012 (2) | Aug 2012 (5) | 2.48 | |||||
| -5.35% | Apr 2000 | May 2000 (2) | Aug 2000 (5) | 2.94 | |||||
| -5.24% | Jun 2015 | Sep 2015 (4) | Apr 2016 (11) | 2.81 | |||||
| -4.68% | Sep 1994 | Nov 1994 (3) | Mar 1995 (7) | 2.55 | |||||
| -4.50% | Mar 1994 | Jun 1994 (4) | Aug 1994 (6) | 2.85 | |||||
Drawdown comparison chart since January 1985.
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Bill Bernstein Sheltered Sam 70/30 Portfolio | Stocks/Bonds 60/40 Portfolio | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index | Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index |
| -39.73% | Nov 2007 | Feb 2009 (16) | Jan 2011 (39) | 17.81 | |||||
| -30.55% | Nov 2007 | Feb 2009 (16) | Oct 2010 (36) | 13.38 | |||||
| -21.56% | Sep 2000 | Sep 2002 (25) | Jan 2004 (41) | 11.96 | |||||
| -20.69% | Jan 2022 | Sep 2022 (9) | Feb 2024 (26) | 11.44 | |||||
| -19.17% | Sep 1987 | Nov 1987 (3) | Jan 1989 (17) | 9.40 | |||||
| -18.62% | Sep 1987 | Nov 1987 (3) | Jan 1989 (17) | 8.81 | |||||
| -17.80% | Jan 2022 | Sep 2022 (9) | Feb 2024 (26) | 8.19 | |||||
| -17.14% | Jan 2020 | Mar 2020 (3) | Nov 2020 (11) | 7.51 | |||||
| -13.73% | Feb 2001 | Sep 2002 (20) | Jul 2003 (30) | 7.20 | |||||
| -13.47% | May 2011 | Sep 2011 (5) | Mar 2012 (11) | 5.71 | |||||
| -13.19% | May 1998 | Aug 1998 (4) | Jan 1999 (9) | 5.63 | |||||
| -12.29% | Feb 2020 | Mar 2020 (2) | Jul 2020 (6) | 5.29 | |||||
| -11.32% | Jan 1990 | Sep 1990 (9) | Feb 1991 (14) | 5.61 | |||||
| -10.18% | Jul 1998 | Aug 1998 (2) | Nov 1998 (5) | 4.93 | |||||
| -9.24% | Sep 2018 | Dec 2018 (4) | Apr 2019 (8) | 4.03 | |||||
| -9.00% | May 2011 | Sep 2011 (5) | Jan 2012 (9) | 3.76 | |||||
| -8.52% | Jul 1990 | Oct 1990 (4) | Jan 1991 (7) | 5.05 | |||||
| -8.38% | Sep 2018 | Dec 2018 (4) | Mar 2019 (7) | 3.89 | |||||
| -7.28% | Jun 2015 | Jan 2016 (8) | Jun 2016 (13) | 4.02 | |||||
| -6.47% | Feb 1994 | Jun 1994 (5) | Feb 1995 (13) | 3.76 | |||||
Yearly Returns
For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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| Bill Bernstein Sheltered Sam 70/30 Portfolio | Stocks/Bonds 60/40 Portfolio | |||
|---|---|---|---|---|
| Year | Return | Drawdown | Return | Drawdown |
| 2024 | +1.10% | -0.91% | +3.27% | 0.00% |
| 2023 | +12.01% | -7.88% | +17.79% | -7.47% |
| 2022 | -11.08% | -17.80% | -16.95% | -20.69% |
| 2021 | +16.83% | -2.82% | +14.66% | -3.24% |
| 2020 | +7.39% | -17.14% | +15.70% | -12.29% |
| 2019 | +19.18% | -4.14% | +21.94% | -3.41% |
| 2018 | -5.89% | -9.24% | -3.17% | -8.38% |
| 2017 | +13.05% | -0.08% | +14.15% | 0.00% |
| 2016 | +11.18% | -3.19% | +8.71% | -2.95% |
| 2015 | -1.94% | -7.16% | +0.44% | -5.24% |
| 2014 | +6.76% | -2.99% | +9.85% | -1.50% |
| 2013 | +16.94% | -2.46% | +19.23% | -2.27% |
| 2012 | +12.52% | -5.42% | +11.13% | -3.54% |
| 2011 | +0.50% | -13.47% | +3.75% | -9.00% |
| 2010 | +13.77% | -8.97% | +12.93% | -7.13% |
| 2009 | +21.02% | -16.33% | +18.79% | -11.70% |
| 2008 | -24.68% | -28.02% | -19.44% | -22.19% |
| 2007 | +4.59% | -4.37% | +5.99% | -3.07% |
| 2006 | +16.71% | -2.69% | +11.12% | -2.03% |
| 2005 | +8.34% | -2.72% | +4.74% | -2.34% |
| 2004 | +14.43% | -4.11% | +9.37% | -2.68% |
| 2003 | +27.42% | -3.27% | +20.04% | -1.99% |
| 2002 | -5.96% | -13.51% | -8.98% | -13.74% |
| 2001 | -1.22% | -10.33% | -3.21% | -11.68% |
| 2000 | +5.24% | -4.34% | -1.79% | -8.27% |
| 1999 | +11.96% | -3.00% | +13.98% | -3.76% |
| 1998 | +8.60% | -13.19% | +17.39% | -10.18% |
| 1997 | +16.84% | -3.17% | +22.37% | -3.12% |
| 1996 | +14.61% | -3.02% | +14.01% | -3.33% |
| 1995 | +23.07% | -1.38% | +28.74% | -0.20% |
| 1994 | -1.61% | -6.31% | -1.16% | -6.47% |
| 1993 | +20.97% | -2.41% | +10.25% | -1.36% |
| 1992 | +9.07% | -1.49% | +8.32% | -1.65% |
| 1991 | +26.59% | -3.38% | +25.53% | -2.86% |
| 1990 | -5.51% | -11.32% | -0.19% | -8.52% |
| 1989 | +22.39% | -1.95% | +22.33% | -1.36% |
| 1988 | +16.42% | -2.07% | +13.33% | -2.24% |
| 1987 | +3.45% | -18.62% | +2.18% | -19.17% |
| 1986 | +22.33% | -3.99% | +14.79% | -5.58% |
| 1985 | +30.18% | -1.92% | +27.66% | -2.15% |
