Creating an IRS Account Can Save You Time During Tax Season (2024)

If you haven't filed your taxes yet, the clock is running out. But before you grab yourW-2 formand start filing with yourfavorite tax software, take a few minutes to create an online account at theIRS website.

Registering online with the IRS takes a little time, but it's well worth it. Once you've accessed the IRS system, you can get the info you need to file electronically this year -- like your adjusted gross income, or AGI, from last year's taxes -- as well as full transcripts from previous tax years.

Learn more about the benefits of creating an IRS account online and how the registration process works. For additional tax info, here's everything you need to know about 2024's tax season.

Why should I create an online account with the IRS?

The biggest reason to create an IRS account is to quickly look up your personal tax data. Once registered, you can access a wide array of your tax information, including:

  • Your adjusted gross income.
  • Details of your latest tax return.
  • Payment history for the past five years.
  • Amount of taxes currently owed.
  • Digital versions of some IRS notices.
  • Tax professional authorizations.

Along with viewing your personal tax information, with an IRS online account, you can make payments online, go paperless for certain IRS notices and approve authorization requests from your tax professional.

You can get instant copies of tax records like transcripts of past tax returns and wage and income statements. With an online account, you can also request an Identity Protection PIN to add an extra layer of security to your tax records.

Tax experts advise creating an IRS online account just in case you run into a tax issue or problem in the future. It's better to have an account already created than be forced to register online during the stress of a tax difficulty already in progress.

What info do I need to create an online IRS account?

Creating an IRS account online takes about 15 to 30 minutes, if everything goes smoothly. Before you start the process, you'll need to collect a few documents and information. Here's what you will need:

  • A valid email address.
  • Your mailing address.
  • A US passport, passport card or state driver's license.
  • Your Social Security number or tax identification number.
  • A mobile phone registered to you.

How do I register with IRS.gov?

The IRS offers a number of routes to access a new registration. The easiest way is to visit the Your Account Online page of the IRS website. To start the signup process, click the blue "Sign in to your online account" button.

Once the waiting page redirects, you'll be taken to a page asking you to log in to an existing ID.me account or IRS account, or to sign up for a new ID.me account. ID.me is a third-party identification service that is now required for all IRS accounts.

The ID.me registration should take about five minutes and requires photos or scans of your ID document. Click the ID.me Create an accountbutton outlined in green to proceed.

Here are the basic steps:

1. On the ID.me page where you create your account, enter your email address and pick a password.

2. Next, confirm your email address.

3. Now enable multifactor authentication with your phone.

4. Choose ID verification: Self-Service with "video selfie" or Video Chat with ID.me agent.

5. Upload pictures of your ID.

6. Take and upload a "video selfie" or wait an hour or two for a video chat interview.

7. Enter your Social Security number.

8. Finally, authorize IRS access to ID.me verification.

Once you have authorized the IRS to access your ID.me information, your online IRS account should be up and running, and you should be able to access all the information and functionality provided by the IRS.

How does ID.me verify identity for the IRS?

ID.me is a third-party identity verification company that works with the IRS, the Social Security Administration, the Department of Veterans Affairs and 31 state governments, primarily for unemployment benefits. The company uses a technology partner called Paravision to manage the facial recognition aspect of their identity verification process.

Creating an IRS Account Can Save You Time During Tax Season (2)

The IRS started using ID.me for identity verification as a pilot program in 2017 and has expanded it since then to encompass all new accounts. Legacy IRS users who created online accounts before the implementation of ID.me will now need to register with ID.me to use IRS services online.

In early 2022, ID.me and the IRS received criticism for the mandatory video selfie -- a required registration step that involves facial recognition technology. Politicians and advocacy groups argued strongly against the practice, saying a private business should not be collecting biometric data on millions of Americans.

The agency followed up in February 2022 with the news that taxpayers registering for IRS accounts would have the option of a "video chat interview" instead of the automated facial recognition step. The decision to use the video selfie or the video chat interview now comes early in the IRS account sign-up process.

Can I make an online IRS account for my business?

In October 2023, the IRS launched the first phase of its business accounts via its online portal. Initially, business accounts were available to sole proprietors who file taxes with employer identification numbers and partners or shareholders who have schedule K-1 from the years of 2019-2022. In December, the agency expanded business accounts to include "individual partners of partnerships and individual shareholders of S corporation businesses."

Business accounts with the IRS provide many of the same services as personal accounts, such as view tax history, make payments and authorize tax preparers. However, all of the specifics of your business tax account depend on which type of business you are running, and what your role in that business is.

Business owners can also make payments or schedule estimated payments online using the Electronic Federal Tax Payment System.

Creating an IRS Account Can Save You Time During Tax Season (2024)

FAQs

Is it a good idea to create an IRS account? ›

With an online account, you can also request an Identity Protection PIN to add an extra layer of security to your tax records. Tax experts advise creating an IRS online account just in case you run into a tax issue or problem in the future.

Can you set up an account with the IRS? ›

Can I create an account? (updated December 20, 2022) A: Yes, if you have an Individual Taxpayer Identification Number (ITIN), you can create an account and sign in with ID.me to access IRS services.

Do you have to create a new IRS account every year? ›

You must create a new account each year

After October 20, all accounts, and related tax information, are erased from the servers. Once erased, prior year tax information is not retrievable. If you need a copy of an IRS accepted return, use get transcript.

Why does my IRS account balance says unavailable at this time? ›

You may get a message saying the service in unavailable because of a system failure with our application or an error in retrieving your data. You may still see other options available even if you encounter this situation, such as the Get Transcript button or the Payment Activity tab.

What is needed to create an IRS account? ›

Creating a new IRS online account
  1. Photo identification: Driver's license, State ID, Passport, or Passport Card. ...
  2. A computer or cell phone with access to the internet and a front-facing camera: You can use either a computer or a cell phone to create an account. ...
  3. Full legal name.

Why get an IRS account? ›

With an online account, taxpayers can also:

Access tax records and transcripts. Authorize another person to represent them before the IRS or view their tax records. Approve and electronically sign Power of Attorney and Tax Information Authorization requests from their tax professional.

Do I need ID.me to access my IRS account? ›

The IRS now requires users to have an account with ID.me to access their online account. ID.me is a service created, maintained, and secured by a private technology provider. If you do not have an ID.me account, you must create a new account using Your Online Account at IRS.gov.

Does the IRS have access to your bank account? ›

Generally, the IRS won't go rifling through your bank account transactions unless they have a good reason to. Some situations that could trigger deeper scrutiny include: An audit – If you're being audited, especially for issues like unreported income, the IRS may request bank records.

How do I verify my identity with the IRS? ›

To verify your identity using Self-Service: Go to the IRS application you'd like to access. When prompted, select Verify with ID.me. Sign in to your ID.me account and set up multi-factor authentication (MFA) to further protect your account.

What happens if I don't verify my identity with IRS? ›

What happens if I don't verify immediately? Until we hear from you, we won't be able to process your tax return, issue refunds, or credit any overpayments to your account.

How can I save a fillable IRS form? ›

Portable Document Format (PDF)
  1. Right click on the link, which is usually the item number (if your mouse is configured for left-handed operation use the left mouse button).
  2. Select "Save Target As" or "Save Link As" when presented with a menu.
  3. Use Adobe Acrobat Reader to open the file after downloading.
Aug 8, 2023

Is IRS free fillable forms safe? ›

Is the Free File Fillable Forms program safe? Yes, your Internet session and transmission of your federal return will be encrypted in a secure environment. What is the advantage over filling out a "pencil and paper" return?

Can I live chat with an IRS agent? ›

IRS Customer Service, Online Live Chat

The IRS live chat feature can be found on many of their pages by clicking the "Start a conversation" button at the bottom of a limited number of IRS web pages. If you plan to chat with the IRS online, have your information ready for verification.

How long does it take IRS to approve your refund? ›

(updated December 22, 2023) We issue most refunds in less than 21 calendar days. However, if you mailed your return and expect a refund, it could take four weeks or more to process your return.

How do I speak to a live person at the IRS? ›

Use Where's My Refund, call us at 800-829-1954 and use the automated system, or speak with an agent by calling 800-829-1040 (see telephone assistance for hours of operation).

Should I make an online account with the IRS? ›

Over the last year, the IRS has added new features and tools to Individual Online Account that can help taxpayers during this filing season. You should consider signing up for your IRS online account as you prepare to file your tax return.

Is IRS online safe? ›

IRS offers various electronic payment options for paying federal taxes and user fees. These options are convenient, safe, and secure, and some of them are free.

What can you do with a IRS account? ›

Make and View Payments
  1. Make a payment from your bank account or by debit/credit card. You can also make a guest payment without logging in.
  2. View 5 years of payment history, including your estimated tax payments.
  3. Schedule and cancel future payments.
  4. View pending and scheduled payments.

Do I need an IRS account to pay taxes? ›

Pay Now. You'll need to confirm your identity before making a payment using pay now options. Make a payment today, or schedule a payment, without signing up for an IRS Online Account. Pay from your bank account, your Debit or Credit Card, or even with digital wallet.

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