How to save tax on your stocks/equity MFs | Neil Borate posted on the topic | LinkedIn (2024)

That's really an interesting thing to know. But I think individuals should always go for a "NEED" based solution which aligns with their financial goals. Don't invest in real estate just for the sake of saving some capital gain tax. Whenever and wherever you invest, invest with a plan for the future so that your dreams come true.If you really don't "NEED" house or real estate property, then please please don't invest in an illiquid asset. Don't lock your money 💰 just for saving some tax. Always try to keep it liquid. So, that in any case, a supreme emergency strikes you, you will have the ability to bounce back.If you ask me, I will prefer liquidity of Mutual Funds and Stocks anyday over Real Estate just because of the liquidity they offer. For me liquidity is priceless, it my control button. ✅ I can push it whenever I need to.

Concise and nicely explained article on how MF SIPs can be used to purchase real estates and be more tax efficient in the process... these type of articles help us to understand how multiple asset classes can be used in conjunction for maximising end subscriber benefit; rather than the regular MF vs real estate, and buy vs rent debates.

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#Section54F is a big boon to youngsters who save money to fund a house purchase fully or partially. At the early earning stage, youngsters can make Systematic Investments in #EquityMutualFunds(SIP) and #stocks to accumulate a decent corpus to fund a house purchase to reduce the EMI burden and so the interest load. Such accumulated corpus when used to purchase a residential property, following the rules given in the below post gives exemption from LTCG tax. So you not only grow your money better by investing in Equity Mutual funds and stocks, you also get the gains accumulated this way exempted from Long Term Capital Gains Tax, which is otherwise 10% of the gains for Equity Mutual Funds & stocks.This is a phenomenal advantage which is not published and communicated enough. Its high time that the section,54F gets viral and encourages more investors to realize their home dream sooner and merrier.

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The below chart from The Hartford nicely illustrates why we affectionately call CDs "certificates of depreciation."#inflation #realreturn #realreturns #afterinflation #haveaplan #bedisciplined #CD #certificatesofdeposit

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One of the most important parts of any home purchase is figuring out where you're going to get the money for your down payment. Some people decide to sell stocks to pay for the down payment, which can be a great move, but before you do that you need to understand the difference between short-term and long-term capital gains. Short-term capital gains are taxed at the same rate as your marginal tax bracket but long-term capital gains are taxed at a much lower rate than ordinary income. So if you are going to sell stocks to pay for a down payment, consider the tax implications first. Comment below if you've ever sold stocks to pay for a down payment and let's talk.https://lnkd.in/eDQiFccx#fairway #firsttimehomebuyer #homebuyingtips #homefinancing

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How have your traditional investments performed in terms of returns and growth compared to inflation? Could there be a better option to seek higher returns and accelerate your wealth-building journey? Let's find out from Chinmay Kulkarni.#stockmarket #ppf #mutualfunds #returns #returnoninvestment

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If Treasury supply is not easily digested, rates can be pushed higher indifferent to the inflation picture. The Treasury issued Bonds for the first time in a while this week. 20-Year auction was fair Wednesday, but today's 30-Year auction was soft. Additionally, bonds sold-off rather aggressively post the auction results. The Treasury is going to come back to market frequently as a significant amount of Bills are maturing. If the maturity profile is not extended, the maturity wall continues to build. These auctions should be a major focus for investors the remainder of the year. #rates #credit #volatility

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⏳TIME IS RUNNING OUT⏳ Only a few days left for your clients to receive a markup up to 0.20% above the posted rate. Promo ends February 29th! Click here to learn more 🔗 https://ow.ly/MFPz30sAl0aGet our latest GIA and DIA interest rates here: ow.ly/E01P30sAkE8#InterestRates #Investments #termdeposits

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The monetary value of an asset decreases over time due to use or wear and tear. This decrease is measured as depreciation.#depreciation #wordofthefortnight #bookkeepingservices

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Our Q2 Trading Statement for 2023 has landed! Here are the headlines:💸 Full price sales in the second quarter (May-July) were up +6.9% on last year. 💷 On 19 June we issued an unscheduled Trading Statement after a period of much better than expected full price sales, mainly driven by exceptionally warm weather. Since then, full price sales have been up +3.7% on last year. This was ahead of our guidance of +0.5%. 🛍 The end-of-season Sale has gone well and clearance rates were ahead of our expectations. 📊 We are increasing our full year guidance for Group profit before tax by £10m to £845m. Read the full report here:https://bit.ly/3rRRrxP#LifeatNEXT #results #business #businessnews #businessnewsdaily

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