MTN MoMo US to Ghana (2024)

The United States has long been one of the most popular destinations for Ghanaians looking to work abroad. One of the challenges most Ghanaians face when working in other countries is finding a way to send money back home to their families and loved ones.

MTN Mobile Money is arguably the best and most convenient way to send and receive money in Ghana. Over the years, it has grown so people can use it to pay for goods and services and even take out small loans. But can you send money from the US to Ghana via MTN Mobile Money?

A significant challenge for Ghanaian workers living abroad who want to send money to Ghana is converting foreign currency into cedis. Fortunately, you can use several money transfer services to conveniently send money from the US to MTN MoMo in Ghana easily. 👇

Key Facts About Sending to Ghana

How to Send Money From the US to Ghana via MTN Mobile Money

Technology has made the world a global village, and transferring money worldwide is easier than ever. Here are three of the best money transfer options to send money from the US to Ghana. The best (i.e., the cheapest and fastest) way to send money to Ghana from the USA is through a digital money transfer service. MTN Mobile Money has unfortunately not fully integrated with any digital money transfer specialists in the US, meaning that if you want to take advantage of great exchange rates and high speeds, then you'll first have to send your rands to companies like WorldRemit or Mama Money, who convert it into shillings and pass the money along to your beneficiary's MTN Mobile Money account in Ghana.

Below is a brief step-by-step for getting the job done as affordably and hassle-free as possible:

Best: Remitly

Remitlyis a US-based remittance service that facilitates money transfers to several countries worldwide. It’s one of the best options to send money from the United States to Ghana as it gives you several delivery options, including MTN Mobile Money.

Monito Score 2024

• Trust & Credibility

  8.9

• Service & Quality

  9.3

• Fees & Exchange Rates

  9.6

  See Also

  Mobile Money Accounts in Ethiopia Climb High to Nearly 60 Million - ShegaMoney transfer from Ghana to NigeriaThe Countries & States That Most Want or Reject A Cashless SocietyEverything you need to know about MTN Mobile Money | WorldRemit
• Customer Satisfaction

  9.3

Try Remitly

To get started on Remitly, you need to create an account using your email address. Once you have an account, you can choose your preferred delivery option, from bank transfers to mobile money options like MTN Mobile Money, AirtelTigo, and Zeepay.

One of the reasons Remitly is so popular is it doesn’t charge fees for recipients, only for senders. Before you send any amount, Remitly shows you a detailed overview of how much it will cost. On your end, you’ll have to pay a transfer fee.

• Fees: Flat $3.99 fee for transfers below $1,000, and no fee for transfers above $1,000
• Transfer limits: $2,999 in 24 hours, $10,000 in 30 days, and $18,000 in 180 days. You can increase the limits by providing more information for verification.

Go to Remitly

2nd-Best: Paysend

Paysend is one of the newer money transfer platforms out there, but it's still a fast, secure means to send money from the USA to Ghana through MTN MoMo or to banks and mobile wallets in more than 100 other countries.

Monito Score 2024

• Trust & Credibility

  8.8

• Service & Quality

  8.3

• Fees & Exchange Rates

  10

• Customer Satisfaction

  8.1

Go to Paysend

With Paysend, you can use their official website or mobile app to transfer money online using your smartphone, laptop, or tablet. It’s a fast and hassle-free way to send money to your recipients in Ghana through MTN MoMo. Paysend’s competitive exchange rates and relatively low fees make it a fairly affordable means to send money globally. It doesn’t charge you any transfer fees if you send money to a bank account.

Paysend promises super-fast transactions, but there could be factors that could lead to delays. Still, mobile money transfers like MTN MoMo reach recipients instantly.

• Average cost: $2 flat rate
• Transfer limits: $999 /day (which can be raised through ID verification)

3rd-Best: WorldRemit

WorldRemitis one of the most popular online money transfer services. You can use it to send money from the US to Ghana safely and conveniently. WorldRemit supports MTN Mobile Money as one of the money transfer options, making it the perfect choice for sending money to Ghana.

Monito Score 2024

• Trust & Credibility

  9.1

• Service & Quality

  7.7

• Fees & Exchange Rates

  7.1

• Customer Satisfaction

  9.1

Go to WorldRemit

It allows you to send money to over 130 destinations worldwide, making starting out easy. Simply download the WorldRemit app from Google Play Store or the App Store and create an account. Once you have provided all the required information and verified your account, you’ll have several options for sending money to Ghana.

You can top up your WorldRemit account using debit, credit, or pre-paid cards. You get to choose between mobile transfers and bank transfers. Mobile transfers are received instantly, while bank transfers will reach the recipient within 1 or 2 working days.

• Average cost: Standard $3.99 transfer fee
• Transfer limits: 5,000 /transfer

Recap: Sending Money From the US to Ghana via MTN MoMo

MTN Mobile Money is one of the fastest and most convenient ways to send and receive money in Ghana, which is why it's fortunate that now you can access it even while working abroad! Several money transfer services now include MTN Mobile Money as one of the transfer options, and you can use it to quickly send money from the US to Ghana.

Compare your transfer on Monito to consider all your options when choosing the best money transfer service for you. Look at the convenience and the fees of using each option for a fast, secure, and affordable way to transfer money from the USA to Ghana via MTN Mobile Money:

FAQ About Sending Money to MTN MoMo

• 📲 How do I send money to MTN Mobile Money in Ghana?

  Follow these simple steps with your chosen money transfer service:

  1. Choose Ghana as your destination country;
  2. Choose MTN Mobile Money as your mobile wallet destination;
  3. Fill in the beneficiary's info. It must match their MTN Mobile Money-registered name;
  4. Enter a payment PIN or verification code to finish the transaction.
• 💸 Can MTN MoMo send money from the US to Ghana?

  No, senders overseas cannot send money to your MTN Mobile Money wallet. You will have to use a third-party money transfer service like Remitly, WorldRemit, Wise, or Skrill to make a remittance.

• 🌍 Can MTN Mobile Money be used internationally?

  Yes, you can download and register for a MTN Mobile Money account while abroad as long as you have an active mobile number from Ghana. If you are currently overseas, make sure your mobile phone has activated Roaming. Your mobile provider will likely charge you extra for Roaming services.

• 📥 Can MTN Mobile Money receive money from abroad?

  Yes, MTN Mobile Money can receive money from abroad, but not directly. To receive money from abroad with MTN Mobile Money, your sender must use a third-party money transfer service like Remitly, WorldRemit, Wise, or Skrill to make a remittance.

• 🧭 Does MTN Mobile Money work in the US?

  Yes, MTN Mobile Money does work in the US as long as you have an active mobile number from Ghana. If you're overseas, we recommend making sure your mobile phone has roaming activated. Remember that your mobile provider will likely charge you extra for roaming services.

• 💸 Is MTN Mobile Money only for Ghana?

  Yes, MTN Mobile Money is only available in Ghana. If you'd like to send money from a country overseas, like the US, to MTN Mobile Money, then you'll have to use a third-party money transfer provider. Use Monito's real-time comparison engine to find the best deal when sending to MTN Mobile Money in Ghana!

• 📱 Is MTN Mobile Money available in the US?

  MTN Mobile Money isn't available in the USA, but through partnerships with international money transfer companies like Remitly, Paysend, and WorldRemit, it's now possible to send US dollars from the United States to cedis in Ghana which will be deposited right to your beneficiary's MTN Mobile Money account!

• 📥 How can I receive money from the US to Ghana?

  You can use several means to receive money from the US, from international bank transfers to global money transfer platforms like Western Union, MoneyGram, and PayPal. Use Monito's comparison engine to find the best deal in real time.

Learn about transferring to Ghana

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