Smart Start (2024)

Smart Start (1)

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Introducing Smart Start

One of the most important tools you can give your kids is a bank account, to help them get started with some good money habits.

Smart Start is a Spending and Savings Account for 11-to-15-year-olds, that teaches them how to look after their own money and make the right financial choices in the future.

As a parent, it’s easy for you to keep an eye on your kids account through your own banking app, and you can even help set a contactless payment limit which, as a parent myself, I find very useful.

The Spending Account comes with a Visa contactless debit card, which can be used in shops, online and you can even make payments through Internet Banking, which gives them a real sense of freedom.

Then you have the Savings Account, which teaches them the importance of saving and also teaches them the value of setting money aside.

The Smart Account is a great way to set your kids up for the future they want.

To set this up, you need to have your own Lloyds Club Current Account with Internet Banking.


Good money habits for your child start here.

It’s never too early to teach them about money. Smart Start gives 11-15 year olds their own Spending Account and Savings Account in one application. They learn how to manage their money, and you get oversight of their account - for peace of mind.

Smart Start (2024)
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